Terms Of Use - SurePath Lending, LLC

Terms Of Use

This website is provided by SurePath Lending, LLC, located at 16660 Dallas Parkway, Dallas, TX 75248. By accessing this website, you agree to be bound by the Terms of Use, also referred to as Terms of Use below. Please review the Terms of Use. If you do not agree to the Terms of Use below, do not access this website. Clicking onto pages beyond the Website’s Home Page constitutes acceptance of and agreement with the Terms of Use whether you complete your transaction with SurePath Lending, LLC or you do not complete your transaction with the company.

Access to Website

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or county where such distribution or use would be contrary to local law or regulation. SurePath Lending always reserves the right, in its sole discretion and without notice to you, to deny your access to and use of the website.

Use of Website

The information and materials contained in this website, and the terms, conditions, and descriptions that appear therein, are subject to change. Unauthorized use of SurePath Lending’s website, information technology systems, and applications, including but not limited to unauthorized entry into SurePath Lending’s systems, misuse of passwords, or misuse of any information posted on this website is strictly prohibited. Your eligibility for products and services is subject to final determination by SurePath Lending and/or its affiliates.

Website users have the sole responsibility and liability for use of the application and for any necessary hardware, software, electrical power, Internet services, and any other products or services to support access and use of the application.

Links

This website may contain links to other websites controlled or offered by and through third parties not affiliated with SurePath Lending, LLC. SurePath Lending hereby disclaims liability for any information, materials, products, or services posted or offered at any third-party site linked to the SurePath Lending website. By creating a link to a third-party website, SurePath Lending does not endorse or recommend any products or services offered or information contained at that particular website, unless SurePath Lending expressly states otherwise on its website. SurePath Lending is also not liable for any failure of products or services offered or advertised at any such third-party website. Such third-party websites may have a privacy policy different from that of SurePath Lending. The third-party websites may provide less security than the SurePath Lending website.

No Warranty

The information and materials contained in this website, including text, graphics, links, or other items, are provided “as is” and “as available.” SurePath Lending does not warrant the accuracy, adequacy, or completeness of this information and/or materials and expressly disclaims liability for errors and/or omissions in this information and materials. No warranty of any kind, implied, expressed, or statutory, including but not limited to the warranties of noninfringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will SurePath Lending, LLC be liable for any damages, including without limitation, direct or indirect, special, incidental, or consequential damages, losses, costs, or expenses arising in connection with or relating to the website or any third party site linked to the SurePath Lending website or use thereof, or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or Internet or system failure, even if SurePath Lending, or representatives thereof, are advised of the possibility of such damages, losses, costs, or expenses. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

Indemnification

All website users (“you”) agree to indemnify and hold SurePath Lending, LLC and/or its subsidiaries harmless from and against any and all claims, losses, expenses, demands, or liabilities, including attorneys’ fees and costs, incurred by SurePath Lending in connection with any claim by a third party (including any intellectual property claim) arising out of your use of the website in violation of these Terms of Use or in violation of any applicable law. All website users further agree that you will cooperate fully in the defense of any such claims. SurePath Lending and our subsidiaries reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without our written consent.

Submissions

All information submitted to SurePath Lending via this website shall be deemed and remain the property of SurePath Lending. By posting, uploading, inputting, providing, or submitting your information, you are granting SurePath Lending, its affiliated companies, and any vendors necessary to the course of your transaction permission to use your information to fulfill your request for services. That permission includes allowing SurePath Lending to copy, distribute, transmit, publicly display (we will never publicly display your non-public personal information), reproduce, edit, translate, and reformat your information. Please note that specific Terms of Use provided on the web page describing a particular feature or offer may supersede this provision.

Additional Terms

Certain sections or pages on this website may contain separate Terms of Use, which are in addition to these Terms of Use. In the event of a conflict, the additional Terms of Use will govern those sections or pages.

Governing Law

All Users of the SurePath Lending website agree that these Terms of Use shall be governed by and in accordance with the laws of the State of Texas. No failure, omission, or delay on our part to exercise any right under these Terms of Use will preclude any other further exercise of that right or other right under these Terms of Use.

Severability

If any terms in these Terms of Use change due to applicable law or are declared invalid by order of a court, the remaining terms of these Terms of Use will not be affected, and these Terms of Use will be interpreted as if the invalid terms had not been placed in these Terms of Use. The headings in these Terms of Use are intended only to help organize these Terms of Use.

Intellectual Property Rights

All marks (Copyright, Trademarks, and Service marks), rights, logos, emblems, slogans, and designs that appear in the website pages and in the screens displaying the pages, and in the information and material contained therein and in their arrangement and production, is owned by SurePath Lending unless otherwise indicated.

Consent To Receiving SMS Communications

Providing your telephone contact information to us means you have consented in writing to receive SMS communications (text messages) from us and our subsidiaries. When consenting to messaging notifications, you authorize SurePath Lending, our subsidiaries our assigns, successors, or servicing agents to send SMS Notifications (as defined below) to any phone number provided to us, our assigns, successors, or service agents in connection with your account, application, loan, and closing. As used in this text messaging disclosure, “SMS Account Notifications” means any SMS (text message) communications from us to you pertaining to your account or loan transaction sent to the phone number provided in connection with this transaction, including but not limited to application processing status, account information, loan information, information requests, document requests, due dates, delinquent accounts, loan closings and program updates.

You may withdraw your consent to receive SMS Account Notifications by replying with “STOP, END, CANCEL. UNSUBSCRIBE, or QUIT” or by calling us at (888) 525-9176 at any time. Any withdrawal of your consent to use SMS Account Notifications will be effective only after we have a reasonable period of time to process your withdrawal.

To request additional information, contact us by telephone at (888) 525-9176. In order to access, view, and retain SMS Account Notifications that we make available to you, you must have:

A SMS-capable mobile phone,
An active mobile phone account with a communication service provider, and
A sufficient storage capacity on your mobile phone.

All SMS Account Notifications in electronic format from us to you will be considered “in writing.” There is no service fee for SMS Account Notifications, but you are responsible for any and all charges, including but not limited to fees associated with text messaging, imposed by your communications service provider. Please consult your mobile service carrier’s pricing plan to determine the charges for sending and receiving text messages. These charges will appear on your phone bill. Message frequency depends on account status or settings. We may modify or terminate our text messaging services from time to time, for any reason, and without notice, including the right to terminate text messaging with or without notice, without liability to you.

Consent to Employment Verification

By providing SurePath Lending with your employment information you are providing written consent permitting us and/or our subsidiaries to contact third parties as necessary to verify your income and employment.

Consent to Communicate With Real Estate Agent

By providing SurePath Lending with the contact information of your real estate agent, you are providing written consent permitting us and/or our affiliates to contact your real estate agent to discuss your loan, including status, milestones, and timelines towards closing.

Changes to these Terms of Use

SurePath Lending may from time to time amend all or any part of these Terms of Conditions, including, without limitation, establishing, increasing, or decreasing the fees and charges for products and services made available through this website and changing the features and functionality to this website. We will notify you electronically of any change to these Terms of Use as required by applicable law. Your use of the website after the effective date of the change shall constitute your agreement to be bound by the terms of the change. You should also review these Terms of Use periodically for any changes.

Last Updated: January 2, 2024