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Hello,
I'm Rafael Villegas
Branch Mortgage Consultant

NMLS#: 1479817

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Rafael Villegas
Hello, welcome to my page.

Hello! My name is Rafael Villegas, a seasoned professional in the mortgage industry dedicated to delivering effective solutions for all clients, with a strong focus on providing top-notch customer service. Whether you are a first-time buyer, looking to upgrade, or seeking a change, I am committed to assisting you through the entire process. As a mortgage Broker, I have the advantage of working with multiple lenders to find a product that suits your specific needs as a homebuyer. With experience on both sides of the closing table, my aim is to simplify and reduce the stress of the process for you.

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All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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